Have you got any experience? http://apetube.in.net/ apetubd "We agree with the FCA’s approach to differentiate between debt and equity crowdfunding models – to reflect the reality that lending is a lower risk investment opportunity – and we are encouraged by the regulator’s view that peer-to-peer lending is likely to continue to grow and provide real competition in financial services. Today’s proposals strike a balance between enhanced consumer protection and consumer choice. We’ve campaigned hard for peer-to-peer lending to be brought under the FCA’s remit and are delighted by the draft policy published today.”